By Pt. Abhishek Sharma
Importance and Simple Method of Ganesh Stotra for Debt Relief

Many times a person is surrounded by misfortune and is unable to return the loan he has taken. Life feels helpless when one is burdened by debt. In such moments Lord Ganesha becomes a ray of hope.
Whether it is building a house or sending children to college for studies or arranging a wedding at home many times we are compelled to take loans or debts. In unfortunate circumstances some people become unable to repay the loan. In such a condition they get crushed under debt become victims of troubles and feel there is no way left to become debt free. In such a situation one should take refuge in Ganapati. Lord Shri Ganesha is the remover of obstacles and removes all difficulties.
Om asya Shri Rinavimochana Mahaganapati Stotra Mantrasya
Shukracharya Rishih Rinavimochana Mahaganapatir Devata
Anushtup Chhandah Rinavimochana Mahaganapati Preetyarthe Jape Vinayogah.
Meaning: This stotra was composed by Sage Shukracharya. The worshipped deity in this is Rinavimochana Mahaganapati that is Lord Ganesha who frees devotees from debt and loans. This stotra is dedicated to Lord Ganesha who is believed to remove debts and its regular recitation helps in getting relief from financial burdens.
Om smarami devdevesham vakratundam mahabalam
Shadaksharam kripa sindhum namami rinamuktaye॥
Meaning: I remember Lord Ganesha the Lord of all gods who has a curved trunk and great strength. I bow to that ocean of compassion the six syllable form of the Lord for freedom from debt.
Mahaganapatim vande mahasetum mahabalam
Ekameva dvitiyam tu namami rinamuktaye॥
Meaning: I bow to the great Ganapati who is the great bridge and extremely powerful. He is the one who has no second. I bow to Him for freedom from debt.
Ekaksharam tvekadantam ekam brahma sanatanam
Mahavighnaharam devam namami rinamuktaye॥
Meaning: He is the single syllable Om the one tusked deity and the eternal absolute. I bow to that great remover of obstacles for freedom from debt.
Shuklambaram shuklavamam shuklagandhanulepanam
Sarva shuklamayam devam namami rinamuktaye॥
Meaning: He who is dressed in white whose complexion is white and who is adorned with white fragrance. I bow to that completely pure deity for freedom from debt.
Raktambaram raktavarnam raktagandhanulepanam
Raktapushpaih pujyamanam namami rinamuktaye॥
Meaning: He who is dressed in red whose color is red and who is anointed with red sandalwood. He who is worshipped with red flowers I bow to Him for debt relief.
Krishnambaram krishnavarnam krishnagandhanulepanam
Krishna yajnopavitam cha namami rinamuktaye॥
Meaning: He who wears black clothes whose complexion is dark and who is adorned with black sandalwood. He who is decorated with a black sacred thread I bow to Him for freedom from debt.
Pitambaram pitavarnam pitagandhanulepanam
Pitapushpaih pujyamanam namami rinamuktaye॥
Meaning: He who is dressed in yellow whose complexion is yellow and who is anointed with yellow fragrance. He who is worshipped with yellow flowers I bow to Him for relief from debt.
Sarvatmakam sarvarnam sarvagandhanulepanam
Sarvapushpaih pujyamanam namami rinamuktaye॥
Meaning: He who exists in all forms whose colors are all colors and who is adorned with all types of fragrance. He who is worshipped with all kinds of flowers I bow to that universal Lord Ganesha for freedom from debt.
Etad rinaharam stotram trisandhyam yah pathen narah
Shanmasabhyantare tasya rinachhedo na sanshayah॥
Meaning: The person who recites this debt removing stotra three times a day that is morning noon and evening becomes debt free within six months without any doubt.
Sahasradashakam kritva rinamukto dhani bhavet॥
Meaning: If one recites this one thousand times in sets of ten that is a total of ten thousand recitations he becomes not only debt free but also prosperous.
By following this method regularly financial difficulties start reducing and positive energy begins to flow in life.
When should the Debt Relief Shri Ganesha Stotra be recited
Reciting it during all three sandhyas morning noon and evening is considered best.
Does this stotra really help in removing debt
Yes regular recitation with devotion reduces the burden of debt and improves financial condition.
Is any special worship required along with the stotra
Simple worship with incense lamp flowers and remembrance of Ganesha is sufficient.
Is reciting this stotra on Wednesday more beneficial
Wednesday is considered the day of Ganesha therefore this day gives highly auspicious results.
How long should one recite this stotra to get benefits
Reciting it regularly for six months is believed to give significant benefits.
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